Should Mortgage Rates Even Be Lower?

According to a key historical measure, rates should be even lower. The wide spread between mortgage rates and mortgage-backed bonds suggests the gears of the banking system are gummed up.

Fatal error: Uncaught Exception: 12: REST API is deprecated for versions v2.1 and higher (12) thrown in /home4/jdvc/public_html/wp-content/plugins/seo-facebook-comments/facebook/base_facebook.php on line 1273